Skip to main content

How to get loan from meezan bank

🏦 How to Get a Loan from Meezan Bank in Pakistan – Complete Guide 2025

Meezan Bank, Pakistan’s first and largest Islamic bank, offers Shariah-compliant financing solutions instead of traditional interest-based loans. If you're looking to get a personal, car, or home loan from Meezan Bank, this guide will help you understand the step-by-step process, eligibility criteria, and required documents.

✅ Types of Financing Offered by Meezan Bank

Meezan Bank provides financing (not traditional interest-based loans) through Islamic modes of finance like Ijara, Murabaha, and Diminishing Musharakah. Here are the popular options:

1. Car Ijarah (Car Financing)

  • Lease a car through Islamic financing.

  • Both new and used vehicles allowed.

2. Easy Home (Home Financing)

  • Buy, build, or renovate your house.

  • Based on Diminishing Musharakah.

3. Apni Bike (Motorcycle Financing)

  • Buy a motorcycle with small monthly payments.

4. Consumer Goods Financing

  • Purchase electronics or appliances (TVs, fridges, etc.)

  • Pay in easy monthly installments.

5. Meezan Tijarat (Business Loan)

  • Shariah-compliant business financing for small businesses.

📝 General Eligibility Criteria

Requirements may vary by product, but here's what you typically need:

  • Age: 21 to 60 years (up to 65 for businessmen)

  • Minimum Income:

    • Salaried: PKR 25,000–30,000/month

    • Business: PKR 40,000/month

  • Employment:

    • Salaried: At least 6 months job experience

    • Business: 1-2 years running business

  • Pakistani CNIC holder

  • Good credit history (if applicable)

📄 Required Documents

  • CNIC copy

  • Recent salary slip or bank statement (3-6 months)

  • Job letter or employment proof

  • Utility bill (as proof of residence)

  • Passport-size photograph

  • For business owners: NTN certificate, business bank statement

🚀 How to Apply for a Loan (Step-by-Step)

Step 1: Choose Your Product

Visit Meezan Bank’s website and explore the financing options. Choose the one that fits your need.

Step 2: Fill the Online Form

  • Go to the product page and click on “Apply Now”

  • Fill in your basic details

  • A representative will contact you

Step 3: Submit Required Documents

Visit the nearest branch or submit documents online if allowed.

Step 4: Verification & Approval

Meezan Bank will verify your income, job, and credit history.

Step 5: Financing Agreement & Disbursement

Once approved, you’ll sign a Shariah-compliant agreement and receive the product/service.

💬 Contact Meezan Bank

  • Helpline: 111-331-331 / 111-331-332

  • Website: www.meezanbank.com

  • Visit Branch: Find your nearest branch using their branch locator.

🙋 FAQs – Meezan Bank Loan

Q: Does Meezan Bank charge interest?
🟢 No. Meezan Bank uses Islamic financing methods that are free from interest (Riba).

Q: Can I get a loan without a job?
🟡 It’s possible if you have a stable business income or a guarantor.

Q: What is the installment period?
📆 Usually between 1 to 7 years depending on the product.

🏁 Final Thoughts

Meezan Bank provides flexible and interest-free financing options that are ideal for individuals who want to follow Islamic principles. Whether you’re planning to buy a car, renovate your home, or start a business, Meezan Bank’s services are worth considering.




meezan bank

Labels:

Comments

Post a Comment

Popular posts from this blog

Tips to earn money from blogging?

💰 Tips to Earn Money from Blogging: A Complete Guide for Beginners Blogging has evolved from a passion project to a profitable business model for millions. If you’re looking to turn your blog into a money-making machine, you’re in the right place. In this guide, we’ll explore the most effective ways to earn money from blogging , even if you’re just starting out. 📌 1. Choose a Profitable Niche Your blogging success starts with the right niche . Some niches are more profitable than others because they attract a high-value audience. Examples include: Finance (investing, saving money, crypto) Health & Wellness Tech & Gadgets Personal Development Digital Marketing 🔑 Tip: Use tools like Google Trends , Ubersuggest , or AnswerThePublic to analyze demand and competition before finalizing your niche. 📌 2. Create High-Quality, SEO-Friendly Content Content is king, but SEO is the key to visibility . Write blog posts that are informative, engaging, and optimized for ...
Post a Comment
Read more

How to make a website?

🌐 How to Make a Website in 2025 – A Beginner’s Complete Guide Want to create a website but don’t know where to start? Whether you’re building a personal blog, online store, or professional portfolio, this step-by-step guide will help you build a website from scratch — even if you have zero coding experience . Let’s dive right in! 💡 🧠 Step 1: Know Your Purpose — What Kind of Website Do You Want? Before anything else, take a moment to think about why you want a website . Are you starting a blog to share your thoughts or expertise? Do you want a portfolio to showcase your work? Maybe you're planning an online store or a business website for your services. Your purpose will shape everything — from design to content to the tools you’ll use. 👉 Example: If you're a photographer, your site should focus on visuals. If you're a writer, your blog layout should highlight your posts. 🌍 Step 2: Choose a Domain Name – Your Digital Identity Your domain name is your sit...
Post a Comment
Read more

How can i write a blog post?

How Can I Write a Blog Post? – A Step-by-Step Guide for Beginners Whether you're starting a personal blog, promoting a business, or simply love writing—blogging is one of the best ways to express your ideas and build an audience. But many beginners ask the same question: "How can I actually write a blog post that people want to read?" The truth is, writing a blog post isn't just about putting words on a page. It’s about connecting with readers, delivering value , and doing it in a way that’s engaging, informative, and well-structured . In this guide, you’ll learn exactly how to go from a blank screen to a published blog post—step by step. Let’s dive in! ✅ Step 1: Choose a Blog Topic That Resonates The first step in writing a great blog post is picking a topic your audience actually cares about. Don’t just write what you want—write what your readers are searching for . Your topic should: Solve a specific problem Answer a common question Spark curiosity ...
Post a Comment
Read more