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How to get loan from meezan bank

🏦 How to Get a Loan from Meezan Bank in Pakistan – Complete Guide 2025

Meezan Bank, Pakistan’s first and largest Islamic bank, offers Shariah-compliant financing solutions instead of traditional interest-based loans. If you're looking to get a personal, car, or home loan from Meezan Bank, this guide will help you understand the step-by-step process, eligibility criteria, and required documents.

✅ Types of Financing Offered by Meezan Bank

Meezan Bank provides financing (not traditional interest-based loans) through Islamic modes of finance like Ijara, Murabaha, and Diminishing Musharakah. Here are the popular options:

1. Car Ijarah (Car Financing)

  • Lease a car through Islamic financing.

  • Both new and used vehicles allowed.

2. Easy Home (Home Financing)

  • Buy, build, or renovate your house.

  • Based on Diminishing Musharakah.

3. Apni Bike (Motorcycle Financing)

  • Buy a motorcycle with small monthly payments.

4. Consumer Goods Financing

  • Purchase electronics or appliances (TVs, fridges, etc.)

  • Pay in easy monthly installments.

5. Meezan Tijarat (Business Loan)

  • Shariah-compliant business financing for small businesses.

📝 General Eligibility Criteria

Requirements may vary by product, but here's what you typically need:

  • Age: 21 to 60 years (up to 65 for businessmen)

  • Minimum Income:

    • Salaried: PKR 25,000–30,000/month

    • Business: PKR 40,000/month

  • Employment:

    • Salaried: At least 6 months job experience

    • Business: 1-2 years running business

  • Pakistani CNIC holder

  • Good credit history (if applicable)

📄 Required Documents

  • CNIC copy

  • Recent salary slip or bank statement (3-6 months)

  • Job letter or employment proof

  • Utility bill (as proof of residence)

  • Passport-size photograph

  • For business owners: NTN certificate, business bank statement

🚀 How to Apply for a Loan (Step-by-Step)

Step 1: Choose Your Product

Visit Meezan Bank’s website and explore the financing options. Choose the one that fits your need.

Step 2: Fill the Online Form

  • Go to the product page and click on “Apply Now”

  • Fill in your basic details

  • A representative will contact you

Step 3: Submit Required Documents

Visit the nearest branch or submit documents online if allowed.

Step 4: Verification & Approval

Meezan Bank will verify your income, job, and credit history.

Step 5: Financing Agreement & Disbursement

Once approved, you’ll sign a Shariah-compliant agreement and receive the product/service.

💬 Contact Meezan Bank

  • Helpline: 111-331-331 / 111-331-332

  • Website: www.meezanbank.com

  • Visit Branch: Find your nearest branch using their branch locator.

🙋 FAQs – Meezan Bank Loan

Q: Does Meezan Bank charge interest?
🟢 No. Meezan Bank uses Islamic financing methods that are free from interest (Riba).

Q: Can I get a loan without a job?
🟡 It’s possible if you have a stable business income or a guarantor.

Q: What is the installment period?
📆 Usually between 1 to 7 years depending on the product.

🏁 Final Thoughts

Meezan Bank provides flexible and interest-free financing options that are ideal for individuals who want to follow Islamic principles. Whether you’re planning to buy a car, renovate your home, or start a business, Meezan Bank’s services are worth considering.




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